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Whether you're looking for a new washing machine, fridge, coffee machine or TV we have you covered with flexible payment options that allow you to take your goods home straight away, and pay for them over time.

Humm helps everyday Australians Buy Now and Pay Later. Humm payment plans are great value because Humm customer pay no interest ever! 


For buying ‘Little things’, you get up to $2,000 and your choice to repay fortnightly in 5 or 10 slices – that’s 2.5 or 5 months (purchases under $500 are not eligible for 5 months repayment plans). You can even pay for ‘Little things’ weekly if it’s better for you. Plus each repayment frees your balance to spend again.


For buying ‘Big things’, you can apply in store for anything up to $6,000 – just look for a Humm retailer. Then, depending on what you’re buying and where, you can choose to repay in 6, 12 or 24 months.

Sign up for Humm

Signing up for Humm is fast and free, apply easily online or our friendly staff in-store can help you get set up in 60 seconds!

Use Humm Online & In-store

Shop with Humm online, add your eligible purchase to your cart and select Humm as your payment option - easy! Humm is also available at selected Betta stores, check online if your local store offers it to avoid disappointment.

Whatever you want from Betta, there's a Zip for that

Up to 60 Months Interest Free* makes buying the products you desire easy. Interest Free* options that provide you a choice of minimum monthly repayment, deferred repayment or both gives you great flexibility.

How does interest-free* work?

Interest-free* means you will not pay any interest on the promotional purchase you made with Betta during the promotional period. You will be required to pay the minimum monthly repayments as you would with any standard credit card purchase.

Who can use HSBC?

Finance is not available to online shoppers or applicants that cannot attend a Betta store to complete their purchase.

Get a response in 60 seconds

If you’re approved, all you need to do is take your response, your application and Photo ID in to your nearest Betta store. It’s that easy! Finance is not available to online shoppers & applicants must go in-store.

What are the terms?

Interest Free periods range from 12 to 60 months. No deposit, & No monthly repayments. Min purchase limits apply depending on interest free period. Reverts to cash advance rate. $99 Annual fee.