Finance purchase

How To Apply

And Get A Response In 60 Seconds

Click the image below that matches your term and complete the HSBC Credit Card application.

You will get an immediate on-screen response that will also be sent via email to your nominated address.

If you're approved, take your response, application and photo ID to your nearest Betta store.

Please note: Finance is not available to online shoppers or applicants that cannot attend a Betta store to complete their purchase. Product exclusions may apply, speak to your local store for details.

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595

Click a term below to complete an application:

No Deposit & No Interest with Monthly Repayments.
Min Purchase $500. Reverts to the cash advance rate. $99 Annual Fee. Offer Valid to 31/12/2021
*Terms and conditions apply. See website for details.

No Deposit & No Interest with Monthly Repayments.
Min Purchase $500. Reverts to the cash advance rate. $99 Annual Fee. Offer Valid to 31/12/2021
*Terms and conditions apply. See website for details.

No Deposit & No Interest with Monthly Repayments.
Min Purchase $1000. Reverts to the cash advance rate. $99 Annual Fee. Offer Valid to 31/12/2021
*Terms and conditions apply. See website for details.

No Deposit & No Interest with Monthly Repayments.
Min Purchase $1200. Reverts to the cash advance rate. $99 Annual Fee. Offer Valid to 31/12/2021
*Terms and conditions apply. See website for details.

HSBC Low Rate Credit Card

Features

Interest-free* and interest-free payment-deferred* promotional purchases at Betta Home Living and other selected outlets (reverts back to a variable cash advance rate of 25.99% p.a.)
$99 annual fee.
For purchases from $500 to $50,000.
No early repayment fees on your promotional purchase.
Worldwide acceptance at over 24 million Visa retailers.
Cash withdrawals at over 800,00 ATMs worldwide.

Fees and Charges

Fee Type	Annual Credit Card Fee	Interest-free Period On Non-promotional Purchases	Credit Card Purchase Rate	Credit Card Cash Rate	Overseas Transaction Fee	Minimum Monthly Repayments
Fee Amount and Details	$99	Up to 55 days	12.99%	25.99%	0.00%	Greater of 3% or $30

Stores offering Interest Free Finance

Store	Suburb	Postcode
McMahons Betta Home Living	Atherton	4883
Delta Electrix Betta Home Living	Ayr	4807
Biloela Betta Home Living	Biloela	4715
Bundaberg Betta Home Living	Bundaberg	4670
Kennedy's Betta Home Living	Cairns	4870
Knudsen Betta home Living	Cannon Hill	4170
Airlie Betta Home Living	Cannonvale	4802
Charters Towers Betta Home Living	Charters Towers	4820
Chinchilla Betta Home Living	Chinchilla	4413
Gatton Betta Home Living	Gatton	4343
Gladstone Betta Home Living	Gladstone	4680
Goondiwinidi Betta Home Living	Goondiwindi	4390
Shephards Betta Home Living	Gympie	4570
Kennedy's Betta Home Living	Innisfail	4860
Kingaroy Betta Home Living	Kingaroy	4610
McMahons Betta Home Living	Mareeba	4880
Souvlis Betta Home Living	Maryborough	4650
Murgon Betta Home Living	Murgon	4605
Thomo's Betta Home Living	North Rockhampton	4701
Pittsworth Betta Home Living	Pittsworth	4356
Knudsen Betta Home Living	Redcliffe	4020
Roma Betta Home Living	Roma	4455
McMahons Betta Home Living	Smithfield	4878
Balonne Betta Home Living	St George	4487
Con Souvlis Betta Home Living	Torquay	4655
Garry Thyer's Betta Home Living	Townsville	4812
Reeds Betta Home Living	Tully	4854
Betta Home Living Underwood	Underwood	4119
Knudsen Betta Home Living	Virginia	4012
Warwick Betta Home Living	Warwick	4370
Toowoomba Betta Home Living	Toowoomba	4350
Blacks Betta Home Living	Woodford	4514
Yeppoon Betta Home Living	Yeppoon	4703

Store	Suburb	Postcode
Batemans Bay Betta Home Living	Batemans Bay	2536
Bathurst Betta Home Living	Bathurst	2795
Bega Betta Home Living	Bega	2550
Belmont Betta Home Living	Belmont	2280
Bourke Betta Home Living	Bourke	2840
Chandlers Betta home Living	Casino	2470
Chatswood Betta Home Living	Chatswood	2060
Morrisons Betta Home Living	Coffs Harbour	2450
Condobolin Betta Home Living	Condobolin	2877
Cooma Betta Home Living	Cooma	2630
Connabarabran Betta Home Living	Coonabarabran	2357
Deniliquin Betta Home Living	Deniliquin	2710
Rezzie Betta Home Living	East Maitland	2323
Con Carr Betta Home Living	Finley	2713
Forbes Betta Home Living	Forbes	2871
Rezzie Betta Home Living	Forster	2428
Glen Innes Betta Home Living	Glen Innes	2370
Fred Cole Betta Home Living	Griffith	2680
Hay Betta Home Living	Hay	2711
Kempsey Betta Home Living	Kempsey	2440
Kingsford Betta Home Living	Kingsford	2032
Whitby's Betta Home Living	Leeton	2705
Trisleys Betta Home Living	Macksville	2447
Betta Home Living Minchinbury	Minchinbury	2770
Bridglands Betta Home Living	Mullumbimby	2482
Muswellbrook Betta Home Living	Muswellbrook	2333
Trisley's Betta Home Living	Nambucca Heads	2448
Narooma Betta Home Living	Narooma	2546
Whitby's Betta Home Living	Narrandera	2700
Weilys Betta Home Living	Orange	2800
Parkes Betta Home Living	Parkes	2870
Lismore Betta Home Living	South Lismore	2480
Ulladulla Betta Home Living	Ulladulla	2539
Villawood Betta Home Living	Villawood	2163
Powerland Betta Home Living	Warwick Farm	2170
Mckeough's Betta Home Living	Wingham	2429

Store	Suburb	Postcode
Simics Betta Home Living	Bairnsdale	3875
Brunswick Betta Home Living	Brunswick	3056
Camperdown Betta Home Living	Camperdown	3260
Cobram Betta Home Living	Cobram	3644
Cohuna Betta Home Living	Cohuna	3568
Ball & Croft Betta home Living	Colac	3250
Echuca Betta Home Living	Echuca	3564
Newtone Betta Home Living	Footscray	3011
BCC Betta Home Living	Geelong West	3218
Horsham Betta Home Living	Horsham	3400
Kerang Betta Home Living	Kerang	3579
Ciavarellas Betta Home Living	Kyabram	3620
Kyneton Betta Home Living	Kynetone	3444
Lakes Betta Home Living	Lakes Entrance	3909
Hartley Wells Betta Home Living	Leongatha	3953
Mansfield Betta Home Living	Mansfield	3722
Jack Abell Betta Home Living	Mildura	3500
Moe Betta Home Living	Moe	3825
Moorabbin Betta Home Living	Moorabbin Airport	3194
Scotts Betta Home Living	Mortlake	3272
Portland Betta Home Living	Portland	3305
Founds Betta Home Living	Rosebud	3939
Simics Betta Home Living	Sale	3850
Seymour Betta Home Living	Seymour	3660
Newtone Betta Home Living	Springvale	3171
St Arnaud Betta Home Living	St Arnaud	3478
Traralgon Betta Home Living	Traralgon	3844
John Allan Betta Home Living	Wantirna South	3152
Wonthaggi Betta Home Living	Wonthaggi	3995
Yarram Betta Home Living	Yarram	3971

Store	Suburb	Postcode
Broome Betta Home Living	Broome	6725
Carnarvon Betta Home Living	Carnarvon	6701
Collie Betta Home Living	Collie	6225
Exmouth Betta Home Living	Exmouth	6707
Katanning Betta Home Living	Katanning	6317
Kununurra Betta home Living	Kununurra	6743
Narrogin Betta Home Living	Narrogin	6312
Northam Betta Home Living	Northam	6401
Port Kennedy Betta Home Living	Port Kennedy	6172
Rockingham Betta Home Living	Rockingham	6168
Tom Price Betta Home Living	Tom Price	6751

Store	Suburb	Postcode
Balaklava Betta Home Living	Balaklava	5461
Berri Betta Home Living	Berri	5343
Ceduna Betta Home Living	Ceduna	5690
Clewers Betta Home Living	Clare	5453
Hilton's Betta Home Living	Hayborough	5211
Hilton's Betta home Living	Mclaren Vale	5171
Minlaton Betta Home Living	Minlaton	5575
Murray Bridge Betta Home Living	Murray Bridge	5253
Naracoorte Betta Home Living	Naracoorte	5271
Barossa Betta Home Living	Nuriootpa	5355
Port Lincoln Betta Home Living	Port Lincoln	5606
Smiths Betta Home Living	Port Pirie	5540
Betta Home Living Renmark	Renmark	5341
Streaky Bay Betta Home Living	Streaky Bay	5680

Store	Suburb	Postcode
Campbell's Betta Home Living	Burnie	7320
George Town Betta Home Living	George Town	7256
Fergies Betta Home Living	Invermay	7248
Electric World Betta Home Living	Kingston	7050
Electric World Betta Home Living	Rosny Park	7018
WT House Betta home Living	Smithton	7330
Reitsemas Betta Home Living	Youngtown	7249

Store	Suburb	Postcode
Katherine Betta Home Living	Katherine	0850

Interest Free Finance FAQs

Interest-free* means you will not pay any interest on the promotional purchase you made with Betta Home Living during the promotional period. You will be required to pay the minimum monthly repayments as you would with any standard credit card purchase. Other transactions made with your credit card will incur interest charges. Upon expiry of your interest free* period, any remaining balance will revert back to a variable cash advance rate of 25.99% p.a.

As well as having the advantage of not being charged any interest on your promotional purchase for the specified promotional period, you don't need to make any repayments towards that purchase for the deferred period of the promotional purchase. Some retailers call this, ‘Buy now, Pay later.’ Payments will be required once the payment deferred term has expired. Other transactions including fees and charges will require the minimum monthly repayment amount set out in your credit card statement.

Yes, you can use your card to make additional interest-free* purchases in-store up to your available credit limit. Simply bring your HSBC Visa card in-store and ask the attendant to process an ‘Add-on.’

Unless your payments are deferred, the minimum monthly repayment is the higher of $30 or 3% of the outstanding balance at the time of your credit card statement is issued. You must pay at least the minimum repayment set out in each statement on or before the due date. This is the date HSBC should receive your payment, not the date on which you make the payment. You should allow sufficient time for payments to be received and processed by us before the due date. Interest Free reverts back to a variable cash advance rate of 25.99% p.a. ($99 Annual Fee, Minimum Purchase Amounts Apply)

Disclaimer: *Interest free finance is applied only to promotional transactions for the specified period. Balances outstanding at the end of the promotional period will form part of the normal account balances and will accrue interest at the cash advance rate applicable at the time, which is 25.99%p.a, current as at 28/06/2019 and is subject to change. Monthly repayments are required and calculated at 3% of the outstanding balance or $30, whichever is higher. Lending criteria, terms and conditions, fees, and charges apply and are available on application. Minimum purchase amounts apply. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162. Australian Credit Licence 232595

Issued by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence No. 232595 (“HSBC”) and HSBC is the credit provider. Lending criteria, fees, charges and interest rates apply. Terms and conditions apply