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Pay your way at Betta, and take it home today!

Whether you're looking for a new washing machine, fridge, coffee machine or TV we have you covered with flexible payment options that allow you to take your goods home straight away, and pay for them over time.


What is HSBC? Up to 60 Months Interest Free* makes buying the products you desire easy. Interest Free* options that provide you a choice of minimum monthly repayment, deferred repayment or both gives you great flexibility.
How does interest-free* work? Interest-free* means you will not pay any interest on the promotional purchase you made with Betta Home Living during the promotional period. You will be required to pay the minimum monthly repayments as you would with any standard credit card purchase.
Who can use HSBC? Finance is not available to online shoppers or applicants that cannot attend a Betta Home Living store to complete their purchase.
Get a response in 60 seconds

If you’re approved, all you need to do is take your response, your application and Photo ID in to your nearest Betta store. It’s that easy! Finance is not available to online shoppers & applicants must go in-store.

What are the terms?

Interest Free periods range from 12 to 60 months. No deposit, & No monthly repayments. Min purchase limits apply depending on interest free period. Reverts to cash advance rate. $79 Annual fee.

Betta Rent it

What is Betta Rent it?

Rent and Upgrade it or Rent and Keep it... we have a variety of retail options to suit your needs. Starting on products from just $250! Betta Rent It lets you have the latest electrical appliance or furniture items now without the big cash outlay and or having to worry about a deposit.

Options Available

Rent & Keep it - Keep the goods at the end of the term with no further payment.

Rent & Upgrade it - Upgrade to the latest products as you go.

What can I rent?

You are able to rent any item valued at $250 or more from a wide range of categories. Exclusions do apply.

Apply to Betta Rent it

You can apply to Betta Rent it in-store at your local Betta, online or even over the phone. Ensure you have valid form of identification (e.g. driver’s licence with current address) as well as proof of income ready.


Direct Debit is the preferred payment method. Once delivered, your first payment will be deducted. For all future payments you can choose fortnightly (half payments) or monthly debits to suit your needs.

Certegy Ezi-pay

What is Certegy? Certegy allows you to make your purchase today, take it home with you and pay for it over convenient fortnightly installments.The payment plans are are available in 6, 12 or 18 month terms at a selection of Betta Home Living stores.
What can i purchase? All white goods, home appliances and furniture are eligible for purchase from participating Betta stores. If you are a Certegy Ezi-Pay VIP, brown goods such as televisions, stereo systems and home theatre products are also available!
No interest ever? You will never pay interest on the amount you owe with Certegy. There are fees to set up and run your account, and to process your repayments, however these fees are included in your credit and payment schedules.
How to Apply?

Apply for pre-approval online. Once you receive through your approval pop into a participating certegy store with your pre-approval number and ID.

Does my local store offer Certegy?

A great range of our stores offer Certegy as a payment option in-store. Be sure to check to see if your local store is included. Certegy can't be used as a payment option for purchases made online or over the phone.


What is Oxipay?

You can't always plan ahead, Oxipay gives you the freedom to purchase what you want right now and pay over time, with 4 equal, interest free payments.

No hidden fees. No interest

Oxipay makes their money by charging their retailers directly, so that they can keep your costs at zero. The same goes for fees, with the exception of a $6 late fee if you miss a payment.

What can you purchase?

Oxipay can be used to purchase anything between the values of $50 to $1400. You can purchase items above $1400 in-store, however the difference must paid upfront.

Sign up for Oxipay

Signing up for oxipay is fast and free, apply easily online or our friendly staff in-store can help you get set up in 60 seconds!

Use Oxipay Online & In-store

Shop with Oxipay online, add your eligible purchase to your cart and select Oxipay as your payment option - easy! Oxipay is also available at selected Betta stores, check online if your local store offers it to avoid disappointment.

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